Global Human Resources
Travel Insurance at Georgia Tech
Faculty and staff should review their health insurance coverage prior to traveling more than 100 miles from home. Their current coverage may be sufficient for their travel needs. However, some trips warrant additional coverage. For example, France requires visitors to have medical evacuation and repatriation coverage in order to receive a work visa, and security evacuation coverage may be very important in some parts of the world.
The current USG medical plans do not include all of these provisions. Travel insurance with basic ERS (evacuation, repatriation, and security) might be needed. In addition, some medical plans may have high deductibles or cumbersome reimbursement requirements when using out-of-plan providers. Therefore, a traveler may choose to supplement their existing regular medical insurance plan with more robust medical travel insurance.
Consult this guide to determine which travel insurance is appropriate for you.
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Full Coverage (Medical Plus ERS)
Study Abroad Insurance
All full-time students, faculty and staff, including spouses and dependent children, who are on a recognized study abroad program or other travel approved by the Institute outside the United States.
Rate per Day: $1.14
Plan Details: Gallagher Student Health and Special Risk
Additional Information: International Education | Study Abroad Insurance | University System of Georgia (usg.edu)
Basic Coverage (ERS Only)
AXA Assistance (MetLife)
All USG benefits-eligible employees (and their dependents), traveling for less than 90 days (on either business or personal travel), automatically have basic medical evacuation, repatriation, and security evacuation (ERS) at no cost. This emergency travel assistance, provided by AXA Assistance through MetLife, includes additional resources, such as medical provider location services and help with lost or stolen luggage.
Limited Coverage from Healthcare Insurance Providers
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For BCBS health insurance policyholders
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For Kaiser Permanente policyholders
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Medical Evacuation & Repatriation – Only For J Exchange Visitors in the U.S.
ACSA Global Travel Plus (PGH Global)
J-1 Exchange Visitors (and their J-2 dependents) are required by the U.S. Department of State to purchase and maintain health insurance, including medical evacuation & repatriation back to their home country, for the full duration of their J program in the U.S. The University System of Georgia’s health insurance plans for employees do not include this provision. Therefore, in addition to BlueCross BlueShield or Kaiser Permanente, J-1 employees must purchase an additional policy.
- Stand-alone Medical Evacuation & Repatriation insurance is available from ACSA Global Travel Plus.
- On the enrollment site select “Enroll Now,” and scroll to “Provide Your Information.”
- Evidence of both a USG employee health policy and the evacuation & repatriation coverage, is required to complete the J Scholar OIE check-in process and ensure the DS-2019 is activated in SEVIS.
- Additional information about J Exchange Visitor’s Health Insurance requirements is available on the Office of International Education website here.
- Important: the ACSA Global Travel Plus evacuation and repatriation coverage only covers the J Exchange Visitor employee while in the United States. If a J-1 employee travels outside the U.S., they may be covered by AXA Assistance or elect to purchase coverage from Gallagher (see Study Abroad Insurance above).