ACA

The Affordable Care Act (ACA) was created by the federal government to make medical insurance available to all Americans.

The University System of Georgia’s Consumer Choice HSA plan meets the affordability requirement under the Affordable Care Act. Therefore, in general, University System of Georgia employees who are eligible for health insurance will not be eligible for a tax credit through the Health Insurance Marketplace (or exchanges) created under the Affordable Care Act.

If you are not eligible for health insurance through the University System of Georgia and would like more information about the Health Insurance Marketplace, please visit the Federal Health Insurance Marketplace website.

USG Notice

This notice is provided to all Georgia Tech faculty, staff, students, and temporary employees to provide you with information about the health coverage offered by the USG.
View USG Notice >

For more information about the UG healthcare plan visit usg.edu/hr/benefits.

 

Insurance Marketplace

The Health Insurance Marketplace is designed to help individuals find health insurance that meets their needs and budget.
Visit The Marketplace >

 

Key Points

With the introduction of the Affordable Care Act, there are some important items to remember. Some of the key points to remember have been consolidated in the list below.

  • The Affordable Care Act requires all individuals to have health insurance coverage or pay a penalty. Starting with the 2019 plan year, there is no penalty for not having insurance.
  • If you are enrolled in healthcare coverage through the USG, you do not need to enroll in coverage through the Marketplace. 
  • If you are eligible for health care coverage through the USG, you will have the opportunity each year during Open Enrollment to enroll or make changes to your current healthcare coverage.  If you enroll or make changes during Open Enrollment your changes are effective January 1st of the following year. If you are not eligible for the USG healthcare plans, you can get information about enrolling in health insurance through the Health Insurance Marketplace at the following website:  healthcare.gov/families.  
  • The University System of Georgia’s  Consumer Choice HSA plan meets the Affordability Requirement under the Affordable Care Act.  Therefore, in general, University System of Georgia/Georgia Tech employees who are eligible for health insurance will not be eligible for a tax credit through the Health Insurance Marketplace created under the Affordable Care Act.

For more information about the USG healthcare plan visit usg.edu/hr/benefits.